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 Terms, Privacy, Refund, Cookie Policies

Terms & Conditions

By accessing, browsing, or otherwise viewing the pages of this website, you agree to the terms and conditions of use and compliance with all applicable law and regulations. If you do not agree with any of these terms, you are prohibited from using or accessing this site. The Terms and Conditions contained on this page are subject to change at any time.

​Copyright, Trademark, Restrictions of Use

This website contains material which is owned by or licensed to HBS. This material includes, but is not limited to, the design, layout, look, appearance, trademarks and graphics. You are not permitted to reproduce the documents, information or materials on the website for the purposes of sale or the use by any third party. 

HBS reserves all copyright and trademark in all documents, information and materials on our website and we reserve the right to take action against you if you breach any of these terms.

Use License 

Permission is granted to download one copy, per purchase of materials (guides, worksheets, templates, or coupons) in the HBS Shop for personal, non-commercial use. 

This is a grant of a user license, not transfer of title. Under this license you may not: 

  • Copy or modify materials 

  • Remove any copyright or proprietary marks from the materials

  • Transfer or repurpose materials for professional teaching or coaching 

  • Repurpose materials as end products for commercial sale or profit

  • Use content of materials for personal, commercial, non-commercial advertisement or social media display.

Refund Policy 

Due to the nature of digital products, there are NO REFUNDS OR EXCHANGES for purchased and/or downloaded materials from the HBS Shop. ALL SALES ARE FINAL. By purchasing the product, you agree to all terms and conditions. 


The materials on Harper Business Solutions' website are provided 'as is', without warranties of any kind, express or implied. Harper Business Solutions hereby disclaims all other warranties including but no limited to: Implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights.

This website contains educational material, information about HBS, and the services we provide. The information provided on this site is for your interest and convenience only. It is not a substitute for professional advice.

In no event will Harper Business Solutions be held liable for any damages including but not limited to: Damages for loss of data or profit, or due to business interruption arising out of the use or inability to use the materials on the Harper Business Solutions site. 

We do not warrant that the programs, products, services, or materials will be functional, uninterrupted, correct, complete, appropriate, or error-free, that defects will be corrected, or that any part of the website, or content are free of viruses or other harmful components. 

This website is updated on a regular basis and while we try to make accurate statements in a timely and effective manner, we cannot guarantee that all materials and related media contained are entirely complete or up to date. You expressly acknowledge and understand that any information or knowledge you gain as a result of using this website is used at your own risk.

Links to Third Party Site/Third Party Services

HBS may contain links to other websites ("Linked Sites"). The linked sites are not under the control of HBS and HBS is not responsible for the content of any Linked Site, including without limitation any linked contained in a Linked Site, or any changes or updates to a Linked Site. HBS is only providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement of HBS of the site or any association with its operators.

Privacy Policy

Privacy Policy

Your privacy is important to us.


It is Harper Business Solutions' policy to respect your privacy regarding any information we may collect while operating our website. Accordingly, we have developed this privacy policy for you to understand how we collect, use, communicate, disclose and otherwise make use of personal information. We have outlined our privacy policy below.


  • We will collect personal information by lawful and fair means and, where appropriate, with the knowledge or consent of the individual concerned.

  • Before or at the time of collecting personal information, we will identify the purposes for which information is being collected.

  • We will collect and use personal information solely for fulfilling those purposes specified by us and for other ancillary purposes, unless we obtain the consent of the individual concerned or as required by law.

  • Personal data should be relevant to the purposes for which it is to be used, and, to the extent necessary for those purposes, should be accurate, complete, and up-to-date.

  • We will protect personal information by using reasonable security safeguards against loss or theft, as well as unauthorized access, disclosure, copying, use or modification.

  • We will make readily available to customers information about our policies and practices relating to the management of personal information.

  • We will only retain personal information for as long as necessary for the fulfillment of those purposes.


We are committed to conducting our business in accordance with these principles in order to ensure that the confidentiality of personal information is protected and maintained. HBS may change this privacy policy from time to time at HBS' sole discretion.

Cookie Policy

We use cookies and similar technologies to enable services and functionality on our site and to understand your interaction with our site's content and improve your experience.


This cookie policy is part of Harper Business Solutions' privacy policy, and covers the use of cookies between your device and our site.

If you don’t wish to accept cookies from us, you should instruct your browser to refuse cookies, with the understanding that we may be unable to provide you with some of your desired content and services.


By using our website, you hereby consent to Our Terms and Conditions of Use and Privacy Policy. 

If you require any more information or have any questions about Our Terms and Conditions of Use, or Our Privacy Policy, please feel free to contact us by email at

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